As Chatbots Ai help hackers to direct your bank accounts

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AI’s Chatbots are quickly becoming the main way of people to interact with the Internet. Instead of browsing a list of links, you can now get direct answers to your questions. However, these tools often provide completely inaccurate information and in the context of security, which can be dangerous. In fact, cybersecurity researchers are warning that hackers have begun exploiting defects in these chats to carry out Phishing attacks from the IA.

Specifically, when people use AI tools to search for login pages, especially for banking and technological platforms, tools return incorrect links. And, once click this link, you could go to False websites. These sites can be used to steal personal login or credentials.

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A man using Chatgpt on his laptop. (Kurt “Cyberguy” Knutsson)

What you need to know about the phishing attacks of the AI

Netcraft researchers recently tested the GPT-4.1 models, which is also used by the perplexity of the Bing Ai and Ai search engine. They asked where to log in to fifty different brands in the bank, in detail and technology.

Of the 131 unique links that Chatbot returned, only about two thirds were correct. About 30 percent of the links aimed at non -registered or inactive domains. Another five percent caused unrelated websites. In total, more than a third of the responses linked to non -owned pages of real companies. This means that someone looking for a login link could easily end up in a false or not safe place.

If the attackers record those domains unlawful, they can create pages of convincing phishing and wait. Since the response supplied by often sounds official, users are more likely to rely on it without double control.

Wikipedia page showing Chatgpt's description on a smartphone.

Wikipedia page showing Chatgpt’s description on a smartphone. (Kurt “Cyberguy” Knutsson)

Are already passing Phishing Ai: Example of the real world

In a recent case, a user asked AI perplexity for Wells Fargo’s login page. The main result was not the official place of Wells Fargo; It was a phishing page hosted at Google sites. The fake site closely imitated the actual design and asked users to enter personal information. Although the correct place was on the list below, many people would not realize or thought they could verify the link.

The problem in this case was not specific to the underlying model of perplexity. It resulted from Google Sites’ abuse and lack of review of the search results that the tool appeared. However, the result was the same: a trusted AI platform inadvertently directed someone to a fake financial website.

Smaller banks and regional credit cooperatives have even higher risks. These institutions are less likely to appear in IA training data or be accurately indexed to the web. As a result, AI tools are more likely to guess or make links when asked about them, increasing the risk of exposing users to non -safe destinations.

Chatgpt image on a desktop computer screen.

Chatgpt image on a desktop computer screen. (Kurt “Cyberguy” Knutsson)

7 Ways to Protect — Sers from Phishing AI attacks

As Phishing Ai attacks grow more sophisticated, it begins with a few smart habits. Here are seven who can make a real difference:

1) Never rely on the links of AI chat responses

Ai Chatbots often seem confident even when they are mistaken. If a Chatbot tells you where to sign in, do not click the link immediately. Instead, go directly to the website by writing your URL manually or using a trusted marker.

2) Check domain names carefully

Phishing bonds generated by Ai usually use domains. Check if there are subtle offenses, additional words or unusual ends such as “.Site” or “.info” instead of “.com”. If you feel even slightly deactivated, do not continue.

3) Use the authentication of two factors (2f) whenever possible

Even if the login credentials are stolen, 2FA adds an additional security layer. Choose applications -based authenticators such as Google Authenticator or Authy instead of SMS -based codes when available.

4) Avoid login through search engines or AI tools

If you need to access your bank or technology account, avoid search or ask for a chat. Use your browser interest addresses or directly enter the official URL. The AI and search engines can sometimes mistakely the phishing fishing pages.

5) Report links generated by AI

If a chat or ai tool offers you a dangerous or false link, report it. Many platforms allow users’ feedback. This helps the A -systems to learn and reduce future risks to others.

6) Keep updated your browser and use a strong antivirus software

Modern browsers such as Chrome, Safari and Edge now include Phishing and Malware protection. Activate these functions and keep everything updated ..

If you want additional protection, the best way to protect -you are from malicious links is to have strong antivirus software installed on all your devices. This protection can also alert you to Phishing emails and ransomware scams, maintaining safe personal information and digital assets.

Get my options for the best antivirus 2025 protection winners for your Windows, Mac, Android and iOS devices Cyberguy.com/lockupyourtech.

7) Use a password manager

Password managers not only generate strong passwords, they can also help detect fake websites. Normally they will not do the automatic login fields in similar places or deposits.

Check out the best password managers reviewed by experts from 2025 to Cyberguy.com/passwords.

Kurt’s Key Takeaway

Attackers change tactics. Instead of game search engines, they now design content specifically for AI models. I constantly urged you to check the URLs for inconsistencies before introducing sensitive information. Because the Chatbots are still known to produce highly inaccurate answers due to AI hallucinations, you will ensure -you must verify anything that a chat telling you before applying it to real life.

Should the AI companies do more to avoid phishing attacks through their Chatbots? Do -us to know by writing -us to Cyberguy.com/contact.

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